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Living Benefits

Please explore some of the ways your benefit options can help pay for unexpected expenses during your lifetime.

Living Benefits

CRITICAL ILLNESS (*)
If you develop an illness that requires long-term treatment and recovery, critical illness insurance helps you cover basic household expenses so you don’t have to withdraw from your RRSP or other savings. It’s also a great option for self-employed business owners to keep their business operating during convalescence. With critical illness insurance, you have the freedom to solely focus on your recovery.

 
DISABILITY INSURANCE (*)
In the unfortunate event you become disabled and are unable to earn an income, disability insurance can help by replacing a portion of your income over the short or long term. Disability can result from a number of causes, including a personal injury, serious illness, or mental health issue. Benefits can be used to cover household or other important expenses, as you see fit.

 
TRAVEL INSURANCE (*)
Nothing ruins a trip more than having insufficient insurance coverage when you need it the most. Our plans include medical coverage for your entire family, including emergency coverage in the event you require an out-of-province hospital stay. Whether you travel around the world or across the country, we have a travel insurance plan that’s right for you.